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- 23:04, 14 January 2024 GrGuruto talk contribs deleted page User:ShaunaMoreau (Spam: content was: "Mortgage agents or brokers can help in finding lenders and negotiating rates but avoid guarantees of significantly lower rates which might be deceptive. The CMHC estimates that 12% of all mortgages in Canada in 2020 were highly susceptible to economic shocks due to high debt-to-income ratios. Shorter and variable rate mortgages allow greater prepayment flexibili...", and the only contributor was "ShaunaMoreau" ([[User talk:ShaunaMorea...)